Confirmed successors are
considered consumers re:
Prompt payment processing
Periodic statements
Mortgage transfer
disclosures
Interest rate adjustment
notices
Escrow cancellation notices
RESPA / Reg X
Confirmed successors are
considered borrowers re:
Error and information
requests
Early intervention and
continuity of contact
Loss mitigation
Escrow and force-placed
insurance provisions
Mortgage servicing transfers
TILA / Reg Z
43
Borrower or Consumer Status Under the Rules
