Example - Joe Smith and his friend Walt own a home as joint
tenants but only Joe is on the mortgage. When Joe dies, Walt
contacts the mortgage servicer and asks for loan information. The
state where the property is located uses a recorded deed listing the
parties as joint tenants as evidence of ownership. In this case, the
servicer could reasonably require:
A copy of the recorded deed (if the servicer does not already
have it); and
A death certificate.
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Reasonable Document Requirement Example
