December 2023 ยป thefivestar.com
3
December 2023
C O N T E N T S
Departments
4
MTECH
12
GOOD READS
14
MOVERS & SHAKERS
26
INDUSTRY UPDATE
Features
28
Cover Feature
EYES ON THE
HORIZON
As we approach a new year, MortgagePoint
took the temperature of industry experts
to see what lies ahead for a market that
trudged through 2023 hampered by the
convergence of rates reaching 20-year
highs, a shortage of housing inventory, and
inflated home values.
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64
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THE EVOLVING DIGITAL
FRONTIER
Mortgage tech advancements in 2024 will be transformative.
Here's how.
FHFA SUPPLEMENTAL
PARTIAL CLAIM: THE NEXT
ITERATION
Taking a deep dive into Supplemental Partial Claims, the
benefits and drawbacks they present in today's mortgage
landscape, and other considerations.
NAVIGATING THE REAL
ESTATE LOCK-IN EFFECT
Why are so many homeowners staying in place?
The Point
James Braxton, VP of Collections at Servbank
Also in this Issue:
IS AI THE END-ALL SOLUTION
TO MORTGAGE LENDING
INEQUITIES?
CAN MORTGAGE
FORBEARANCE HELP
STABILIZE THE ECONOMY?
FANNIE MAE: INFLATION TO
BLAME FOR WEAKENING
HOMEBUYER SENTIMENT?
Expert Insights
Miki Adams, President at CBC Mortgage Agency, discusses
how performance on FHA-insured loans is impacted when
down payment assistance is utilized.
