DS News - U.S. Bank

4 This Month FROM OUR DESK . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 DS JOURNAL Risky Business, Appraisal Survey Says ... , What's Ahead for Women-Owned Small Business?, "Likely to Intensify", HUD Launches International Partnership, e FHFA's "Performance Challenges", Economy Can't Shore up Home Sales, Why Homeowners Aren't Selling, e Future Business of the FHFA, BCFP Tallies Consumer Worries, Is the Housing Market Prepared for the Next Crisis?, e Key to Preventing Mortgage Defaults MOVERS AND SHAKERS. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 FIVE MINUTES WITH . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 COUNSEL'S CORNER . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 ASK THE ECONOMIST . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 STATE OF AFFAIRS Impactful local market information at your fingertips . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 76 COVER STORY THE SKIES AHEAD is past year saw a booming economy, strained inventory, and regulatory changes the effects of which remain to be seen. DS News spoke to a selection of industry experts to gauge how the industry should be working to build a better future in 2019. . . . . . . . . . . . . . 60 By David Wharton INDUSTRY INSIGHT THE HOUSING SLUMP BLUES What does the latest data and analysis say 2019 will hold for the housing market? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 64 By Jenn Henry and Gunnar Blix INDUSTRY INSIGHT IN CASE OF EMERGENCY With natural disasters such as hurricanes and wildfires impacting markets around the country each year, how should REO managers prepare before and after disaster strikes? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68 By Andrew Oliverson INDUSTRY INSIGHT AFTER THE DUST SETTLES Midterm voters went to the polls in November to weigh in on issues ranging from rent control and home construction to tax cuts and spending constraints. DS News untangles how the new landscape could impact housing and mortgage in 2019. . . . 72 By Radhika Ojha and David Wharton Contributors GUNNAR BLIX is Deputy Chief Economist at Equifax. He oversees predictive analytics of consumer-credit trends and the consumer economy. JENN HENRY is VP and Vertical Marketing Leader for Mortgage Services at Equifax. She is responsible for pricing, product manage- ment, product marketing, campaign manage- ment, and mergers and acquisitions. RADHIKA OJHA, Online Editor at the Five Star Institute, is a graduate of the Univer- sity of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her master's degree, Ojha worked at a national English daily publication in India (e Indian Express) where she was a staff writer in the cultural and arts features section. Ojha also worked as Principal Correspondent at HT Media Ltd. and at Honeywell as an executive in corporate communications. She and her husband currently reside in Dallas, Texas. You can contact her at Radhika.Ojha@ theMReport.com. ANDREW OLIVERSON is SVP, REO Sales at Green River Capital, a Radian company. He joined Green River Capital in 2005 after working several years in collections, loss mitigation, commercial asset management, and mortgage origination. Oliverson helped launch the company from five employees in 2005 to one of the largest asset-management companies in the industry today. He received a B.S. degree in Economics at the University of Utah and currently holds an active Utah Broker's License. DAVID WHARTON, Online Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 15 years of experience in journalism and previously worked at omson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at David.Wharton@ DSNews.com. Join the Conversation Do you have a suggestion, story idea, or some feedback you'd like to share with DS News readers? Help shape our next issue by emailing Editor@DSNews.com. D E C E M B E R 2 0 1 8 C o n t e n t s D S N E W S . C O M 56 68 64 60 14 20 IN CASE OF EMERGENCY THE SKIES AHEAD How did the industry weather 2018, and how can it best prepare for any turbulence that may come in the year ahead?

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