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100 continued satisfaction with leadership and trust in the future of the company as part of Guild provide a solid foundation for continued growth throughout the region." Guild Mortgage, one of the largest independent mortgage lenders in the U.S., acquired Cornerstone earlier this year. "Of the many things that attracted us to Cornerstone, its culture of collaboration and commitment to empowering its people were at the top of the list," said Mary Ann McGarry, President and CEO of Guild Mortgage. "e results of this survey validate our new combined direction and belief that Cornerstone and Guild would be stronger together. We congratulate Angi and her team for continuing to be recognized as one of the finest companies in the St. Louis region." Cornerstone Mortgage has 18 branches and close to 200 employees in Missouri, Il- linois, and Kansas. e company employs 162 people in St. Louis, where it has ranked No. 2 in mortgage volume in the previous three years, according to media surveys. It had a loan volume of $1 billion in 2017 and has been the fastest growing mortgage banker in Missouri for six straight years. OHIO Ohio Is a Home for Affordable Cities If you make $35,000 a year, your best bet for an affordable place to live is Ohio; your worst is California. at's according to Real- tor.com's and the National Association of Realtors' Affordability Distribution Curve and Score Report. Ohio and California were also the book- ends in June for people who earn $75,000. In the overall breakdowns, Ohio placed four of the five most affordable markets in the country—Youngstown, Dayton, Toledo, and Akron. e lone non-Ohio city in the top five was Syracuse, but that city was replaced by Cleveland when looking at the best markets for people earning $35,000 a year. For those earning $75,000, the same Ohio towns made up the top four places; the fifth was Scranton. At the other side of the country, California claimed all five top spots for the lowest afford- ability—Los Angeles, San Diego, San Jose, Oxnard, and San Francisco. ese same cities were, in slightly mixed order, the five least af- fordable cities for those earning $75,000. In the $35,000 range, all cities but San Diego made the top five; it was replaced by Austin. However, Austin was one of a handful of cities that actually became more affordable overall in June, along with Honolulu, Port- land, Sacramento, and Nashville. Metro markets with the biggest gains in af- fordability over the last year were the generally pricier areas in the West. All the California cities listed as the least affordable also became less affordable in June. So did Boise, Spokane, Indianapolis, and Columbia, South Carolina. ese numbers are, of course, a snapshot, though they do mirror recent trends. "Affordability conditions aren't static and change as incomes in a market change or as home inventory increases or decreases at certain price points," the report stated. According to the report, areas that became less affordable are "markets seeing spillover demand from hot West Coast tech markets or increasing second home and retiree interest. In addition, some historically more affordable markets in the Midwest and South saw a de- crease in the percentage of inventory available to lower and middle incomes decreasing at a faster rate than the country overall." Enhancing User Experience Hyland, a Cleveland-based content services provider, released the latest version of OnBase, a single enterprise information platform for managing content, processes, and cases. By empowering organizations to create more personalized user experiences—including improved mobility and enhanced integrations with core business applications—OnBase 18 streamlines access to critical information, delivering content on demand and eliminating information silos across the enterprise. e new release brings more than 3,100 customer-driven enhancements to the low- code OnBase platform, which provides content management, case management, business process management, records management, and capture capabilities in the cloud or on premises. is release introduces new products and integrations; new forms capabilities; ex- panded security capabilities; new administra- tion tools for testing, import, and export; and performance and compatibility updates. "OnBase 18 exemplifies Hyland's focus on empowering our customers to create forward- looking, future-ready solutions," said Bill Priemer, President and CEO at Hyland. "is platform reflects a shift in our industry, as customers increasingly demand more intuitive and user-centric services that simplify content usage by all parties—users, systems, and appli- cations. We've listened closely to our customers and examined all areas of the product to make significant enhancements that will benefit every industry we serve." With the new and improved capabilities in OnBase 18, organizations can create more tailored user experiences. A new combined viewer personalizes the display of content and data into a streamlined and consolidated view, tailoring experiences for a variety of user roles. is new aggregated interface supports OnBase power users; and enhancements to several key integrations improve experiences for users who primarily access OnBase via other applications. OnBase 18 also empowers mobile work- ers. Mobile enhancements include delivering personalized case management applications on mobile devices and building tighter integra- tions with common mobile business apps. Users have the ability to sign documents using mobile devices and can leverage touch ID on iOS for secure, easy access to OnBase solutions. At the same time, security enhancements ensure appropriate access to information throughout the lifecycle, as well as stream- line how authorized users access the system through the addition of touch ID on iOS and the use of identity providers (IdP) for authen- tication. A suite of tools simplify administration and make it easier to roll out solutions enterprise wide, including new tools to create test systems more easily and migrate solutions from test to production environments. A new server up- dater tool equips organizations to update their OnBase web servers to get access to the latest browser support, security patches and minor enhancements within minutes. "Each new release combines Hyland's industry-leading expertise with our innovative vision for the future, delivering a powerful portfolio of products that drives growth and efficiency for our customers," said Brenda Kirk, EVP and Chief Product and Strategy Officer. "We continue to make extraordinary investments in R&D, executing on long- term plays we believe will transform the way organizations serve their customers and reach their goals. Significantly, with this release, we've introduced platform enhancements that enable us to combine OnBase content services with the functionality of great products in our expanded portfolio, such as Brainware and Enterprise Search as well as our rich media management offering."

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